help with budgeting

Gear Up For A New Year: Products That Help With Budgeting

If you’ve ever found yourself doing the money shuffle or playing detective with your expenses, you’re not alone. I’ve been there too!  Let’s be real – adulting is hard, especially when it comes to budgeting. But fear not, because I’ve got your back! In today’s post, I’m sharing some my favorite budget-friendly products that have been total game-changers for me.

Whether you’re a seasoned budget pro or just starting on your financial journey, these everyday tools will help to simplify your life and keep those dollars in check. From a wallet that’s like a personal financial coach to planners that make budgeting a breeze, these products are perfect for planning and organizing your daily expenses.

 Let’s get started!

Products That Help With Budgeting...Let's Get To It!

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1. Budget Planner

This planner will help you take control of your finances by helping you keep track of your monthly income, expenses, and savings. Additional sections include debt trackers, savings goals, bill payment trackers, and more, making it simple to stay on top of your finances. The user-friendly layout is designed for easy navigation and organization. This planner is a great first step in your quest for help with budgeting.

2. Personal Finance QuickStart Guide

This easy to read and understand book will teach you how to build a positive money mindset, analyze your spending habits, and achieve financial freedom. From simple daily budgeting to understanding good and bad debts, this book will help you repair your credit and debt woes in order to live a financially stable life.

3. Cash Envelope Budgeting Wallet

Effortless saving and budgeting is possible with this all-in-one budgeting system. It includes 12 monthly budgeting cards, 12 cash envelopes and a leather wallet organizer. The wallet has tons of storage space, allowing you to carry and organize all of your cash, cards, coupons, change and budgeting notes at once.

4. Budget Envelopes for Cash

When I was first getting my finances in order, the envelope system worked so well for me! These envelopes allow you create an envelope for expenses, such as gas, utilities, rent, vacations, etc. Each budget envelope has a ledger on one side to track the flow of savings and purchases and includes enough writing space to fill in the spending category, date, where a transaction occurred, payment amounts, deposits, and balances. By stuffing the envelopes with cash, you won't accidentally overspend by "tapping" your debit card too many times...we've all done that! 

5. Bill Payment Tracker

If you have ever forgotten to pay a bill, this one may be for you. This personal expense bill tracker notebook will help you stay organized and up-to-date with all of your expenses. It includes sections for bills paid, bills to be paid, dates due, dates paid, and more. 

6. Printing Calculator

When I was first looking for help with budgeting, a friend of mine recommended that I buy a good printing calculator, and wow was she right! Fiddling with small buttons on cheap, small calculator was leading to errors and frustration so I invested in a Sharp printing calculator. That was years ago and I am still using it today! It his helpful to see a printout to double check calculations and to easily identify potential errors and typos. 

7. 100 Envelopes Challenge

This is a fun way to meet your savings goal! This challenge includes 100 envelopes pre-printed with 1-100 along with a binder, and a savings tracker. The simple concept is this, every day you save anywhere from $1 to $100 and put the corresponding amount of cash in the envelope. When all envelopes are full, you'll have $5050 saved! The savings can be adjusted based on your personal situation-put half the amount, or twice the amount, whatever works for you! 

8. The Total Money Makeover

This bestselling book will help with budgeting as well as provide you with guidance on how to pay down your debts and break bad financial habits. With over 29,000 reviews on Amazon, this is a classic book that has stood the test of time and still remains a must have book for help with budgeting. 

9. Weekly Meal Planner

One of the most important things that I did when getting my spending under control was to stop overspending on food. I was blowing so much money on eating out and it was really putting me in the whole each and every month. To fix this, I started planning and preparing meals at home, and it has saved me thousands of dollars every year! This simple booklet of meal planner sheets can help you get your food spending on track! It will help you not only plan meals but also budget your food spending!

10. Dry Erase Bill Tracker

This is a great product for those who prefer to now have a bulky planner. This dry erase board measures 11" x 14", perfect for any wall or to stick on your fridge. You can use it to keep track of monthly bills as well as bills that may be due weekly, quarterly, or yearly. The dry erase feature lets you use it over and over again, so no need to buy a new planner each year! 

We hope that these products provide you with some help with budgeting!

Budgeting doesn’t have to be a headache, and these straightforward, affordable tools prove just that.

Remember, it’s the small changes that often lead to big results. Whether you’re embracing the age-old wisdom of the envelope system, or simply planning your meals on a notepad, each step counts. 

What are your favorite budgeting hacks or must-have products? Share your thoughts in the comments below, and let’s keep the budget-friendly conversation going! 

Thanks for stopping by 💖

Looking for more ideas?

We’ve got products to help those on a weight loss journey here.

Awesome kitchen gadgets here.

We’ve got tons of gift ideas here.

And posts related to holidays here.

 

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